Our most recent Smart Counsel Series program at the end of November was called, “What You Should Know About Home & Auto Insurance: How to Protect Yourself, Your Kids & Your Property.”
The event was well attended (with over 30 guests) Our special guest speakers were the husband and wife team of Attorney Dina Browne and John Browne. John, an experienced insurance professional, is with the Corcoran & Havlin Insurance Group with offices in Wellesley, Medfield and Duxbury; and Attorney Dina B. Browne is a partner with the law firm of Bletzer & Bletzer, P.C.
As with most of our Smart Counsel Series programs, there were many great questions asked by attendees which makes perfect sense since most of us have cars and many of us have children, who are driving already or coming of driving age.
John and Dina took us through various scenarios involving homeowner’s insurance and automobile insurance policies. We covered the basics of those policies, the types of coverages that are important to have, how automobiles should be owned and insured if you have young drivers at home, why you should have an Umbrella Policy. The presentation also touched on the insurance coverage you should have if you have a home office, your potential liability if you or your children host parties in your home, and the insurance coverage you should have on your rental property or vacation home. John and Dina covered the relatively new area of cyber liability insurance available to cover threats to your digital data and equipment.
Some common questions that came up were, whether or not to put the car in your children’s names and what you give up in terms of personal service when you use a larger brand name insurance agent.
We also discussed the Homestead exemption in Massachusetts and how it can protect your home in the event of liability.
If you attended the event and want to follow up or if you weren’t able to attend and want answers to your insurance and liability questions contact John Browne of the Corcoran & Havlin Insurance Group with offices in Wellesley, Medfield and Duxbury, or Attorney Dina B. Browne, a partner in the law firm of Bletzer & Bletzer, P.C..
Our upcoming Smart Counsel Series is on Thursday, March 19, 2020, from 6:00 to 7:30 p.m. at our office at 858 Washington Street, Dedham, Massachusetts. We will discuss the SECURE Act and its impact from a planning and tax point of view. Watch your inbox for further information!